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The liability portion of your homeowners policy will respond any time you
are sued and will pay a judgement against you if you are found to be liable. The key
here is negligence. If you are negligent, you may be found liable.
Since you are
not responsible for the wind (or negligent), I think you neighbor will have to turn in a
claim on his policy even though the tree was yours.
Want to know more? Contact one of our
professionals, call
(319-338-1135) or e-mail our office, or use our
online form to send a question.
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