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| Answers to questions about automobile insurance;
homeowners and renters insurance; insuring computers,
jewelry, and other special property;
payment options; and
odds and
ends ... If I have an accident, whom do I call?
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| Automobile Insurance |
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Why is it so expensive to insure teenagers? I have an older car so I don’t really need to have high limits of coverage, do I? If I hit a deer will it be covered under my comprehensive or collision coverage? Am I covered if I rent a vehicle overseas? What is uninsured motorist coverage? My car is in the shop for repairs due to an auto accident. Do I have coverage to rent another vehicle? Want to know more? Contact one of our professionals, call (319-338-1135) or e-mail our office, or use our online form to send a question.
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| Homeowners and Rental Insurance |
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I just re-sided my house and it cost me a pretty penny. Do I need to increase my insurance? I am renting and still in college. All my belongings are old or somebody else’s castoffs. Why do I need renters insurance? I have a small business in my home. Do I need special coverage? I’m thinking about putting an in-ground swimming pool in my yard. What is required of me in order to get coverage for this under my homeowners policy? Can I get Replacement Cost Coverage on my dwelling? I am installing an alarm system in my home. Are there any discounts? Am I covered if my sewer backs up? Want to know more? Contact one of our professionals, call (319-338-1135) or e-mail our office, or use our online form to send a question.
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| Homeowners - Who's Responsible |
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My tree fell over on my neighbor’s home in the wind last night. I feel terrible about it. Will my insurance pay for his damages? My neighbor’s tree fell on my house. Shouldn’t they have to pay for the damages? Want to know more? Contact one of our professionals, call (319-338-1135) or e-mail our office, or use our online form to send a question.
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| Jewelry, Computers, and Other Special Property |
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Do I need special insurance on my home computer? My wife’s diamond ring was lost. Is it covered? Can I get coverage for my personal computer? My wife’s wedding ring is worth $5,000. What is the best way to insure it? Want to know more? Contact one of our professionals, call (319-338-1135) or e-mail our office, or use our online form to send a question.
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| Payment Options |
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My insurance bills always come due at the same time and it is hard to come up with the money. One time I paid late and got a hefty late fee. Is there another way to pay for my coverage? I want my premium payments to be paid monthly. Is this possible? Want to know more? Contact one of our professionals, call (319-338-1135) or e-mail our office, or use our online form to send a question.
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| Odds and Ends |
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What is the difference between an Independent Agent and a Direct Writer? I have a cleaning lady that comes once a week. Do I need special coverage? What is Umbrella Coverage and why would I need it? On the front of my policy, I was reading something about Allied Extra. What is that? Is my golf cart covered under my Auto or Homeowners insurance? My luggage was stolen while overseas. Am I covered? Do I have enough liability insurance? Want to know more? Contact one of our professionals, call (319-338-1135) or e-mail our office, or use our online form to send a question. Click Here for our Privacy Policy. |
Insurance Associates of Iowa City
44 Sturgis Corner Drive
PO Box 150
Iowa City, IA 52244-0150
Phone: 319-338-1135
Toll Free: 1-800-739-0752
Fax: 319-338-4016
E-mail:
IAIC@InsuranceIC.com
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