Personal Insurance

Personal insurance coverage provides financial protection against possible losses to your home (and the contents of your home), your car, your health, and your life.

Insurance Associates of Iowa City provides a wide range of options for coverage with Allied Insurance, Mendota Insurance Company and Progressive Casualty Insurance Company.

There are three ways to insure the physical structure of your home:

1. Replacement cost coverage would pay to replace damaged property with no deduction for depreciation, but it is  limited to a maximum dollar amount.
2. Extended replacement cost will cover costs up to a certain percentage above the limit of a guaranteed replacement cost policy, which protects against increases in construction costs, for example.
3. Actual cash value insurance will pay to replace damaged property minus an allowance for depreciation.

Current Allied insurance customers can use MyAlliedPolicy.com to review their homeowners policy information, change payment options and even more online.

Want to know more about insurance for homeowners or renters? Contact one of our professionals, call (319-338-1135) or e-mail our office, or use our online form to send a question.

• Liability coverage
  protects you from lawsuits arising from your operation or ownership of a covered automobile. Iowa law requires that drivers must carry a financial liability coverage card in their vehicles. This covers bodily injury liability and property damage liability:
  • Bodily injury coverage
    covers injuries that you might cause someone else
  • Property damage
    covers damage that you might cause to someone else's property
• Medical coverage
  pays hospital or other medical costs for you and passengers in your car when there is an accident.
• Uninsured motorist and underinsured motorist coverage
  is designed to compensate you -- the injured policyowner -- when the other driver is at fault and doesn't have enough (or any) liability insurance.
• Collision coverage
  covers damage to your car caused by colliding with something -- another car, a fire hydrant, etc.
• Comprehensive physical damage coverage
  covers damage to your car that doesn't involve a collision -- fire, theft, falling objects, etc.

Current Allied insurance customers can use MyAlliedPolicy.com to review their auto policy information, change payment options and even more online.

Want to know more? Contact one of our professionals, call (319-338-1135) or e-mail our office, or use our online form to send a question.

Want to know more?  Contact John Muller at 319-338-1135 or e-mail his office.

John Muller is a registered representative of and securities offered through ING Financial Partners, Inc., member SIPC
Insurance Associates of Iowa City is not a subsidiary of or controlled by ING Financial Partners, Inc.

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